Image source When my husband and I were married, it was just the two of us. I had my job and he had his. I had my bank account, and he had his. It wasn't until I became pregnant with our first baby that we started to think about financial planning and saving. You know, when it is just the two of us, there really isn't much to think about. But when you add a baby to the mix, there suddenly becomes a whole lot more. Fortunately, I have a sister who is an insurance agent and knows a whole lot more than me when it comes to planning for the future. I would like to think that we won't ever need our insurances but lets face it, things happen and it is only wise to plan for those times. When thinking about your nest egg, what comes to mind? Savings, 401K's, insurances? For me, it means money...or, our savings. The first thing I did when I became pregnant was to look over my 401K plan and see just how my money was allocated. After looking over my account with my sister, ...